🇬🇷 Buying in Greece: Step by Step
A Clear Guide to Purchasing Property in Greece
Buying property in Greece is a straightforward process — when you have the right guidance. Here’s a step-by-step outline of how we help you navigate your purchase with confidence and clarity.
🪪 1. Appoint a Lawyer & Get a Tax Number (AFM)
A Greek tax number (AFM) is required for any real estate transaction. We assist you in working with a trusted lawyer, who will also handle due diligence and represent you if you’re abroad.
🏛️ 2. Open a Greek Bank Account (Optional but Recommended)
Having a local bank account simplifies payments, especially for utilities, taxes, and ongoing expenses. Your lawyer can assist with the necessary documentation.
🏘️ 3. Property Search & Selection
Based on your needs, we present carefully selected properties that match your goals — whether you’re buying for personal use, investment, or as part of the Golden Visa program.
📑 4. Legal Due Diligence & Title Check
Your lawyer will check that the property is legally clear (ownership, debts, planning permissions, etc.). This ensures you’re protected before signing any agreement.
✍️ 5. Preliminary Agreement (if needed)
In some cases, a pre-contract is signed between buyer and seller with a deposit (usually 2–10%) to reserve the property.
🖋️ 6. Final Contract Signing
Once all documents are in order, the final purchase contract is signed in the presence of a notary and your lawyer. The remaining amount is paid, and the title is officially transferred.
🏛️ 7. Registration at the Land Registry
The final step is to register the deed with the local Land Registry (or Cadastral Office), making your ownership official under Greek law.
🛠️ 8. Post-Purchase Services (Optional)
We can assist you with property management, renovations, insurance, or tenant placement — depending on your goals.
Important Notes:
Golden Visa: For purchases over €250,000 (or €400,000-800.000 in some areas), we coordinate the process with experienced immigration lawyers.
Taxes & Fees: Expect to budget an additional ~4–6% of the purchase price for taxes, legal, and notarial fees. We provide a full breakdown during your consultation.
Ready to buy in Greece or just exploring your options?
We’re here to guide you at every step.
Contact Detail
Address
East office) Leoforos Konstantinou Karamanli 197
East Thessaloniki,
Center office) Agias Sofias 10,
Center Thessaloniki
Phone
+30 698 4676 438 (GR)
+31 657 533 387 (NL)
xn@arthome-realestate.gr